What a remortgage solicitor does
- Checks the title and your new lender’s conditions
- Obtains a redemption statement from your existing lender
- Arranges signing of the new mortgage deed
- Receives the new loan, repays the old one and registers the new charge
Transfers of equity or adding/removing an owner can involve extra work — mention this in the notes or call our experts.
What your quote covers
Your quote shows legal fees, VAT and expected disbursements based on the details you provide. Lender requirements, leasehold matters or additional work can change the final amount. Read our conveyancing costs guide.
How it works
- 01
Tell us about your property
Value, postcode, tenure and who owns it.
- 02
Receive your quote by email
Clear fees with no obligation to instruct.
- 03
Instruct and sign
The law firm confirms instruction, checks title and lender conditions, and arranges signing.
- 04
Completion
Funds are released by the new lender and the old mortgage is repaid.
Common questions
Do I need a solicitor to remortgage?
If you are moving to a new lender, the new lender usually requires a solicitor or conveyancer to act on the mortgage. Some lenders offer their own legal arrangements, so check your mortgage offer. A product switch with your existing lender often doesn’t need conveyancing.
How long does a remortgage take?
We don’t give a remortgage timescale. It depends on your new lender’s offer and conditions, your existing lender’s redemption statement, and any title or leasehold requirements. Your solicitor will keep you updated.
Can I remortgage a leasehold property?
Yes. Leasehold remortgages may need the lease and, sometimes, information from the freeholder or managing agent to meet the lender’s requirements. Choose leasehold on the form.
Can a limited company remortgage?
Yes. Choose limited company on the form so your quote reflects the work involved.